Group insurance allows a business to insure itself against its senior executives and/or employees being unable to work because of injuries sustained through an accident or illness.
It provides benefits for accidental bodily injury which results in death, loss of limbs or eyes, or disablement. A weekly benefit is available for periods of temporary total disablement. Cover for illness can also be included.
Clients have the possibility of determining the sums insured: they can choose different amounts and/or cover for named persons and/or categories of people, choose fixed sums insured, or multiple of salary/percentage of weekly wage. Clients may also choose the type of cover (24 hour basis, Occupational Risks
